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Homes: Home-buying process

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Here is an overview of the typical home-buying process:

Getting ready
- Think about your needs
- Talk with your friends
- Examine your spending habits
- Save up for a down payment
Gather information
- Learn about home buying
- Figure out what you can afford
- Learn about neighborhoods
- Explore financing
Take action
- Get serious about home buying
- Select a realtor
- determine strategy given current market conditions
Prioritize
- Determine your home's needs
- Get pre-approved for financing
- Do home searches using realtor and the web
- Visit the best prospects
- Make a decision
Finding the home
- have realtor present offer
- negotiate best deal (terms & price)
Plan for closing
- Plan home inspection, title search, insurance needs, mortgage financing, and moving
- If rental property, provide any notice to tenants
Closing
- Ensure deal conditions are met
- Sign papers
- Close escrow
- Begin pre-occupancy renovations
- Move in

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